February 27, 2011 Escambia County Florida Daily Foreclosure & Short Sale Listings Update

February 27, 2011 Escambia County Florida Daily Foreclosure & Short Sale Listings Update

The following is a list of all distressed property listings in the PensacolaMLS / Escambia County Florida region that have either been updated or newly listed today.  For a complete list of all current distressed (foreclosure, short sale, estate, REO) properties, please call me at 850-449-0908 or visit my website to search PensacolaMLS listings.  I will be happy to send you customized emails with daily email updates of new listings and price reductions.  As prior active duty, I proudly serve the military stationed at NAS Pensacola, Saufley Field & Whiting, and would be happy to assist with your military PCS.

Don't Forget- Our Buyer's Agent services are FREE!

 

	380219	414 E Scott St, Pensacola, FL	Price Changed	$60,000
	401239	230 Emerald Ave, Pensacola, FL	Price Changed	$44,500
	404217	1500 E Johnson Ave E Unit# 206, Pensacola, FL	Photo Added	$69,900

 

To view previously posted daily Foreclosure & Short Sale lists, please click here.

 

To create a custom home search with daily email alerts of new listings (including foreclosures), please click here.

 

To browse current listings in the Pensacola MLS region, please click here.

 

                  

 

Trish Sarfert, Broker, GRI

Paradise Home Realty   850-449-0908 cell 

BrokerTrish@gmail.com

http://www.HouseHunterBargains.com

 

10 Ways to Prepare for Homeownership

10 Ways to Prepare for Homeownership

1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.

2. Develop your home wish list. Then, prioritize the features on your list.

3. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.

4. Start saving. Do you have enough money saved to qualify for a mortgage and cover your down payment?  Ideally, you should have 20 percent of the purchase price saved as a down payment. Also, don’t forget to factor in closing costs. Closing costs — including taxes, attorney’s fee, and transfer fees — average between 2 and 7 percent of the home price.

5. Get your credit in order. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments.

6. Determine your mortgage qualifications. How large of mortgage do you qualify for? Also, explore different loan options — such as 30-year or 15-year fixed mortgages or ARMs — and decide what’s best for you.

7. Get pre-approved. Organize all the documentation a lender will need to pre-approve you for a loan. You might need W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.

8. Weigh other sources of help with a down payment. Do you qualify for any special mortgage or down payment assistance programs? Check with your state and local government on down payment assistance programs for first-time buyers. Or, if you have an IRA account, you can use the money you’ve saved to buy your fist home without paying a penalty for early withdrawal.

9. Calculate the costs of homeownership. This should include property taxes, insurance, maintenance and utilities, and association fees, if applicable.

10. Contact a REALTOR®. Find an experienced REALTOR® who can help guide you through the process. Call 850-449-0908 today for FREE Buyer's agent services, or visit one of the links below to start your home search.

*These tips courtesy of Realtor.com

 

To view previously posted daily Foreclosure & Short Sale lists, please click here.

 

To create a custom home search with daily email alerts of new listings (including foreclosures), please click here.

 

To browse current listings in the Pensacola MLS region, please click here.

 

                  

 

Trish Sarfert, Broker, GRI

Paradise Home Realty   850-449-0908 cell 

BrokerTrish@gmail.com

http://www.HouseHunterBargains.com

 

Tax Benefits of Homeownership

Tax Benefits of Homeownership

The tax deductions you’re eligible to take for mortgage interest and property taxes greatly increase the financial benefits of homeownership. Here’s how it works.

Assume:

$9,877 = Mortgage interest paid (a loan of $150,000 for 30 years, at 7 percent, using year-five interest)

 

$2,700 = Property taxes (at 1.5 percent on $180,000 assessed value)

 

$12,577 = Total deduction

Then, multiply your total deduction by your tax rate.

For example, at a 28 percent tax rate: 12,577 x 0.28 = $3,521.56

$3,521.56 = Amount you have lowered your federal income tax (at 28 percent tax rate)

 

Note: Mortgage interest may not be deductible on loans over $1.1 million. In addition, deductions are decreased when total income reaches a certain level.   This article is informational only.  Always consult with a qualified tax professional who understands your individual needs.

Article provided courtesy of Realtor.com

To view previously posted daily Foreclosure & Short Sale lists, please click here.

                  

 

Trish Sarfert, Broker, GRI

Paradise Home Realty   850-449-0908 cell  BrokerTrish@gmail.com

http://www.HouseHunterBargains.com

 

Casablanca Subdivision Homes For Sale in Gulf Breeze, Florida

Casablanca Subdivision Homes For Sale in Gulf Breeze, Florida

This list is current as of 2/23/2011.  You may also browse PensacolaMLS listings, including Foreclosures and Short Sales, on my website.  To have customized daily alerts of new listings sent to your email, click here or call me at 850-449-0908.

Click Here to go view all listings at once.

403517 - Details: 408 NAVARRE ST, GULF BREEZE, FL - $119,000
395770 - Details: 6 SAN CARLOS AVE, GULF BREEZE, FL - $129,000
387340 - Details: 29 GILMORE DR, GULF BREEZE, FL - $139,000
396696 - Details: 305 NAVARRE ST, GULF BREEZE, FL - $139,900
387232 - Details: 414 CUMBERLAND AVE, GULF BREEZE, FL - $149,900
397283 - Details: 114 GILMORE DR, GULF BREEZE, FL - $159,900
391316 - Details: 441 FAIRPOINT DR, GULF BREEZE, FL - $175,000
394875 - Details: 114 SAN CARLOS AVE, GULF BREEZE, FL - $175,000
399519 - Details: 304 DOLPHIN ST, GULF BREEZE, FL - $199,000
401592 - Details: 20 SAN CARLOS AVE, GULF BREEZE, FL - $219,900
393029 - Details: 218 CORDOBA ST, GULF BREEZE, FL - $235,900
402671 - Details: 19 HIGHPOINT DR, GULF BREEZE, FL - $425,000
396858 - Details: 124 HIGHPOINT DR, GULF BREEZE, FL - $800,000
404212 - Details: 308 SUNSET BLVD N, GULF BREEZE, FL - $849,000
403599 - Details: 116 HIGHPOINT DR, GULF BREEZE, FL - $1,495,000

Or Click Here to go view all listings at once.

If your email program doesn't support an HTML url, then copy and paste the following
address to your browser's address box. Make sure you copy and paste the
entire link; it may appear on multiple lines.

http://parmls.com/PcolaReports/ListitLib/show_report.aspx?ID=2612239231

REALTORS: REAL-Service REAL-Expertise.
You can also visit http://www.HouseHunterBargains.com to perform your own property search.

To view previously posted daily Foreclosure & Short Sale lists, please click here.

                  

 

Trish Sarfert, Broker, GRI

Paradise Home Realty   850-449-0908 cell  BrokerTrish@gmail.com

http://www.HouseHunterBargains.com

 

Manchester Subdivision Homes For Sale in Pensacola, Florida

Manchester Subdivision Homes For Sale in Pensacola, Florida

This list is current as of 2/23/2011.  You may also browse PensacolaMLS listings, including Foreclosures and Short Sales, on my website.  To have customized daily alerts of new listings sent to your email, click here or call me at 850-449-0908.

Click Here to go view all listings at once.

387154 - Details: 924 BARKLEY ST, PENSACOLA, FL - $159,000
388318 - Details: 11355 BAGLEY CT, PENSACOLA, FL - $170,000
403255 - Details: 11382 ARUBA DR, PENSACOLA, FL - $175,275
401939 - Details: 11388 ARUBA DR, PENSACOLA, FL - $190,000
400503 - Details: 11605 ARUBA DR, PENSACOLA, FL - $196,000
402191 - Details: 11585 ARUBA DR, PENSACOLA, FL - $196,000
394198 - Details: 11538 ARUBA DR, PENSACOLA, FL - $207,900
392883 - Details: 11407 ARUBA DR, PENSACOLA, FL - $216,000
399461 - Details: 11652 ARUBA DR, PENSACOLA, FL - $228,530
394196 - Details: 11537 ARUBA DR, PENSACOLA, FL - $232,900
395948 - Details: 11484 ARUBA DR, PENSACOLA, FL - $242,000

Or Click Here to go view all listings at once.

If your email program doesn't support an HTML url, then copy and paste the following
address to your browser's address box. Make sure you copy and paste the
entire link; it may appear on multiple lines.

http://parmls.com/PcolaReports/ListitLib/show_report.aspx?ID=2612239226

REALTORS: REAL-Service REAL-Expertise.
You can also visit http://www.HouseHunterBargains.com to perform your own property search.

To view previously posted daily Foreclosure & Short Sale lists, please click here.

                  

 

Trish Sarfert, Broker, GRI

Paradise Home Realty   850-449-0908 cell  BrokerTrish@gmail.com

http://www.HouseHunterBargains.com

Downtown & Bayfront Area Homes For Sale in Pensacola, Florida

Downtown & Bayfront Area Homes For Sale in Pensacola, Florida

This list is current as of 2/23/2011.  You may also browse PensacolaMLS listings, including Foreclosures and Short Sales, on my website.  To have customized daily alerts of new listings sent to your email, click here or call me at 850-449-0908.

Click Here to go view all listings at once.

388530 - Details: 2008 GADSDEN ST E, PENSACOLA, FL - $2,100,000
345340 - Details: 1919 E LARUA ST E, PENSACOLA, FL - $1,690,000
387885 - Details: 890 F ST S, PENSACOLA, FL - $699,000
400121 - Details: 524 E ZARAGOZA ST, PENSACOLA, FL - $699,000
403050 - Details: 105 S BAYLEN ST, PENSACOLA, FL - $695,000
397980 - Details: 577 ROMANA ST E, PENSACOLA, FL - $599,000
308167 - Details: 529 N SPRING ST, PENSACOLA, FL - $575,000
400120 - Details: 1804 E LA RUA ST, PENSACOLA, FL - $515,000
402511 - Details: 1604 HEINBERG ST E, PENSACOLA, FL - $499,000
396168 - Details: 700 N SPRING ST, PENSACOLA, FL - $498,000
391033 - Details: 412 E ZARAGOZA ST, PENSACOLA, FL - $495,000
388324 - Details: 428 E INTENDENCIA ST, PENSACOLA, FL - $490,000
346490 - Details: 1408 SONIA ST, PENSACOLA, FL - $475,000
390977 - Details: 1326 JACKSON ST E, PENSACOLA, FL - $469,000
394863 - Details: 406 PORT ROYAL WAY, PENSACOLA, FL - $449,000
389359 - Details: 426 E INTENDENCIA ST, PENSACOLA, FL - $399,985
361034 - Details: 19 PORT ROYAL WAY, #19, PENSACOLA, FL - $399,000
403071 - Details: 109 S BAYLEN ST, PENSACOLA, FL - $395,000
403069 - Details: 107 S BAYLEN ST, PENSACOLA, FL - $395,000
398261 - Details: 1007 E GADSDEN ST E, PENSACOLA, FL - $395,000
400837 - Details: 415 W ROMANA ST, #203, PENSACOLA, FL - $385,000
400832 - Details: 108 S ALCANIZ ST, #206, PENSACOLA, FL - $385,000
400828 - Details: 108 S ALCANIZ ST, #106, PENSACOLA, FL - $385,000
400838 - Details: 415 E ROMANA ST E, #103, PENSACOLA, FL - $385,000
400835 - Details: 108 S ALCANIZ ST, #209, PENSACOLA, FL - $385,000
398749 - Details: 1715 E GADSDEN E, PENSACOLA, FL - $369,000
316659 - Details: 435 E GOVERNMENT ST E, PENSACOLA, FL - $365,000
396534 - Details: 108 ALCANIZ ST, #109, PENSACOLA, FL - $365,000
403810 - Details: 624 GOVERNMENT ST E, PENSACOLA, FL - $359,900
401234 - Details: 208 GADSDEN ST W, PENSACOLA, FL - $350,000
392139 - Details: 1703 JACKSON ST E, PENSACOLA, FL - $349,900
403683 - Details: 406 LA RUA LANDING, PENSACOLA, FL - $349,900
389102 - Details: 331 E INTENDENCIA ST, PENSACOLA, FL - $345,000
399872 - Details: 115 CALLE DE SANTIAGO, PENSACOLA, FL - $329,000
395787 - Details: 713 N SPRING ST, PENSACOLA, FL - $299,900
356253 - Details: 541 D ST S, PENSACOLA, FL - $299,000
393543 - Details: 534 ZARAGOSSA ST E, #7, PENSACOLA, FL - $279,000
403238 - Details: 4 W GADSDEN ST W, PENSACOLA, FL - $275,000
361952 - Details: 209 N BARCELONA ST, PENSACOLA, FL - $264,900
401664 - Details: 533 N SPRING ST, PENSACOLA, FL - $254,900
382385 - Details: 314 S FLORIDA BLANCA ST, PENSACOLA, FL - $250,000
389231 - Details: 114 W WRIGHT ST, PENSACOLA, FL - $249,900
376496 - Details: 603 E GOVERNMENT ST, PENSACOLA, FL - $249,900
402646 - Details: 302 PORT ROYAL WAY, PENSACOLA, FL - $249,900
395107 - Details: 509 N BARCELONA N, PENSACOLA, FL - $249,000
397543 - Details: 525 SPRING ST N, PENSACOLA, FL - $245,000
339492 - Details: 205 W JACKSON ST, #10, PENSACOLA, FL - $245,000
372491 - Details: 206 LA RUA ST W, PENSACOLA, FL - $240,000
392870 - Details: 721 19TH AVE N, PENSACOLA, FL - $239,000
388943 - Details: 522 E GOVERNMENT ST E, #3, PENSACOLA, FL - $229,000
397086 - Details: 201 PORT ROYAL WAY, PENSACOLA, FL - $225,000
401441 - Details: 215 W JACKSON ST, #13, PENSACOLA, FL - $224,900
392798 - Details: 55 DONELSON ST N, PENSACOLA, FL - $215,000
395631 - Details: 2007 GADSDEN ST E, #303, PENSACOLA, FL - $209,900
390132 - Details: 1004 W GARDEN ST, PENSACOLA, FL - $205,000
395105 - Details: 501 N COYLE ST N, PENSACOLA, FL - $199,900
398323 - Details: 222 N BARCELONA, PENSACOLA, FL - $199,500
399115 - Details: 600 BELMONT ST E, PENSACOLA, FL - $169,900
334483 - Details: 1508 W GARDEN ST, PENSACOLA, FL - $165,000
379964 - Details: 2001 W GARDEN ST W, PENSACOLA, FL - $164,000
387301 - Details: 1701 CYPRESS ST, PENSACOLA, FL - $159,900
375365 - Details: 1500 SONIA ST, PENSACOLA, FL - $149,500
374643 - Details: 701 N 18TH AVE, PENSACOLA, FL - $139,900
396501 - Details: 1411 E JACKSON ST, PENSACOLA, FL - $129,900
400980 - Details: 224 GARDEN ST E, #214, PENSACOLA, FL - $129,000
329689 - Details: 9 N J ST N, PENSACOLA, FL - $127,950
396052 - Details: 710 E BELMONT ST E, PENSACOLA, FL - $126,500
401435 - Details: 1324 W CHASE ST, PENSACOLA, FL - $119,900
395106 - Details: 1901 W LA RUA ST W, PENSACOLA, FL - $117,000
403445 - Details: 123 N REUS ST, PENSACOLA, FL - $110,000
369391 - Details: 621 W BELMONT ST, PENSACOLA, FL - $110,000
390462 - Details: 1760 W GOVERNMENT ST W, PENSACOLA, FL - $107,500
392470 - Details: 315 E JACKSON ST, PENSACOLA, FL - $103,000
387770 - Details: 603 CHASE ST W, PENSACOLA, FL - $100,000
396795 - Details: 311 N DAVIS ST N, PENSACOLA, FL - $99,900
351013 - Details: 1610 CHASE ST W, PENSACOLA, FL - $99,900
400024 - Details: 809 W GOVERNMENT ST, PENSACOLA, FL - $99,900
397110 - Details: 301 N E ST, PENSACOLA, FL - $99,900
384859 - Details: 224 GARDEN ST, #455, PENSACOLA, FL - $95,000
387345 - Details: 617 LA RUA ST W, PENSACOLA, FL - $82,900
395031 - Details: 506 N COYLE ST N, PENSACOLA, FL - $79,900
387915 - Details: 1003 W WRIGHT ST, PENSACOLA, FL - $74,900
396738 - Details: 701 N GUILLEMARD ST, PENSACOLA, FL - $74,900
385711 - Details: 211 W BELMONT ST, PENSACOLA, FL - $69,900
389973 - Details: 1818 GOVERNMENT ST W, PENSACOLA, FL - $69,900
398991 - Details: 2000 INTENDENCIA ST W, PENSACOLA, FL - $69,000
397990 - Details: 510 REUS ST N, PENSACOLA, FL - $67,000
379209 - Details: 1508 CYPRESS ST, PENSACOLA, FL - $65,000
400776 - Details: 1760 ROMANA ST W, PENSACOLA, FL - $59,900
400813 - Details: 224 GARDEN ST, #133, PENSACOLA, FL - $59,900
398115 - Details: 224 E GARDEN ST, #333, PENSACOLA, FL - $59,500
392548 - Details: 112 N G ST N, PENSACOLA, FL - $59,000
399932 - Details: 224 GARDEN ST, #149, PENSACOLA, FL - $59,000
400812 - Details: 224 GARDEN ST, #110, PENSACOLA, FL - $49,950
386069 - Details: 1800 W JACKSON ST W, PENSACOLA, FL - $49,900
362720 - Details: 224 E GARDEN ST, #244, PENSACOLA, FL - $46,500
395208 - Details: 416 N ALCANIZ ST, #1, PENSACOLA, FL - $39,900
388729 - Details: 801 W LA RUA ST W, PENSACOLA, FL - $35,000
387768 - Details: 230 I ST S, PENSACOLA, FL - $35,000
396421 - Details: 602 JACKSON ST W, PENSACOLA, FL - $31,900
401352 - Details: 715 W JACKSON ST W, PENSACOLA, FL - $24,900

Or Click Here to go view all listings at once.

If your email program doesn't support an HTML url, then copy and paste the following
address to your browser's address box. Make sure you copy and paste the
entire link; it may appear on multiple lines.

http://parmls.com/PcolaReports/ListitLib/show_report.aspx?ID=2612239238

REALTORS: REAL-Service REAL-Expertise.
You can also visit http://www.HouseHunterBargains.com to perform your own property search.

To view previously posted daily Foreclosure & Short Sale lists, please click here.

                  

 

Trish Sarfert, Broker, GRI

Paradise Home Realty   850-449-0908 cell  BrokerTrish@gmail.com

http://www.HouseHunterBargains.com