Sunday, February 14, 2010

Pensacola Naval Aviation Museum Play Area

If you have kids, and you haven't been to the Pensacola National Naval Aviation Museum lately, then you are in for a treat!  They have added a new play area for younger children that offers an aviation themed play-set named the "USS Kiddie Hawk".  This interactive play area was designed like a flight deck of an aircraft carrier, and has periscopes, mock control panels, and everything you would expect to find on a real flight deck.  The area around the "flight deck" is safely padded with rubber matting, and during my visit, the area was kept very clean and organized.  There are even comfortable seats for parents to sit and watch, and books to read to little ones who aren't in the mood for climbing and sliding.  I highly recommend a visit to the National Naval Aviation Museum- maybe you'll catch site of the Blue Angels doing a practice run, or get a chance to catch an air show- here's the 2010 Blue Angels Schedule.

For more local information on the Pensacola area, please visit my website.

$35,000 Down Payment Assistance for New Homes in Pensacola, Florida

You heard me right- there are down-payment assistance programs currently available in the City of Pensacola that offer up to $35,000 in down payment assistance for the purchase of a new construction home within city limits.  These funds are available in the form of a forgivable loan offered through the SHIP Infill New Construction Program.  Homes purchased under this program must be priced under $189,000 in target areas within city limits.  Although the program is currently funded, it is a "first come, first served" basis, so be sure to speak with a participating lender to find out if you qualify for the program.
If you would like to receive a list of qualifying homes, please contact me.

Saturday, February 13, 2010

Pensacola Foreclosure & Distressed Homes For Sale


Pensacola Foreclosure & Distressed Homes For Sale

There are currently 215 Residential Foreclosures for sale in the Pensacola MLS region.  There are also 551 Short Sale residential properties listed for sale at this time.  The foreclosures range in asking price from $15,200 to $299,000.  The short sales range in asking price from $12,900 $1,495,000 (Please keep in mind that the short sale prices must first be approved by a lender, so the asking prices are not guaranteed).

For those seeking to purchase Foreclosures, Short Sales, or other types of distressed property in the Pensacola and NW Florida region, you may sign up for the daily email notification.  Each day, you will receive an email containing any new or updated foreclosure & distressed home listings.  Many of the distressed homes for sale will be purchased quickly by other investors and home buyers, so it is important to review the listings daily and inspect the properties quickly in order to get offers to the Seller before other purchasers place contracts on the most desirable or best "bargain" homes.

For more information, or to browse available home listings, please email BrokerTrish@gmail.com, visit my website, or contact me at 850-449-0908. 

My services to you as a Buyer's agent are at no cost to you, as I am paid by the Seller at closing.  I also offer competitive listing services. 

This update current as of February 13, 2010.  Sign up for my blog to keep up with future market condition updates on Pensacola Foreclosures for sale.


Foreclosed
Short Sales
Other Distressed
Non-Distressed
Residential Detached
170
422
18
3120
Residential Attached
11
33
2
237
Condominiums
25
89
6
659
Manufactured/Mobile Homes
9
7
0
96

$0-25,000
$25,001-$75,000
$75,001-$150,000
$150,001-$250,000
$250,001-$500,000
$500,001+
27
369
1247
1117
670
300
1
0
109
37
42
23
1
42
109
127
308
192
1
65
39
6
1
0

Thursday, February 11, 2010

Eco-Friendly Insulation

As more and more people are becoming aware of the toxic potential of conventional insulation, eco-friendly insulation options are becoming more popular. Many of these "green" insulation materials are just as effective as conventional ones, and often have the added bonus of being made from recycled materials.

Another concern for eco-conscious homeowners and builders is the use of petroleum products in the manufacture of insulation, particularly spray foam varieties. Thankfully, there are alternatives. Here are some of the eco-friendly insulation types available today.

Cotton

Cotton fibers can make excellent insulation. Some companies recycle old blue jeans to manufacture cotton insulation - a great use for denim cast-offs! Cotton fiber rivals fiberglass in its ability to insulate, and it helps keep out noise as well.

Mushrooms

Yes, you read that correctly! Now even fungus may have a role in insulating our homes. Called Greensulate, this innovative fungal alternative to conventional insulation is made from the dense, fibrous roots of the mycelia mushroom.

The mushrooms are grown in agricultural by-products, such as grain husks, which adds to their eco-friendly standing. The roots are then dried to stop growth and after about 14 days they can be used as insulation. If seed husks are mixed with the dried roots, they are highly flame-resistant. This kind of insulation is very new and is still subject to testing.

Cellulose

This paper-based insulation is made from varying proportions of newspaper and cardboard. One of its advantages is that it can be "blown" into cracks and crevices as an eco-friendly alternative to chemical foam spray insulation, creating a nearly draft-free environment. It is also available in pads and boards.

To make the insulation insect-resistant and fire-retardant, the newspaper-cardboard mixture is mixed with borax, boric acid, and calcium carbonate (natural materials that are not implicated in health problems).


Spray icynene

Normally, spray icynene uses petroleum products in its manufacture and formaldehyde as the "blowing agent." Now, however, there are eco-friendly icynene options. Eco-friendly icynene is sprayed between wall studs and into cracks and other spaces, and it expands as it dries the way chemical foams do.

Water is used as the blowing agent, or a mixture of carbon dioxide and water. The increased use of water decreases the need for petroleum products, and some manufacturers forego petroleum products entirely, using castor oil instead. The castor plant, from which the oil is derived (from the castor bean), can be grown without the use of insecticides or fungicides. Castor oil is also safe for people, and is even an ingredient in some lip balms.

Wool

This naturally flame-resistant material is familiar to almost everyone. You have the option of insecticide-treated or untreated wool. It is renewable, biodegradable, and recyclable, and its thermal insulation is comparable to fiberglass. It generally comes in rolls and pads.

There are helpful sites online where you can compare the different characteristics of various insulations. Some sites lists pros and cons, and what areas of your house are best for a particular type of insulation (i.e., which insulations are good for the attic, which for the basement, etc.).

Using eco-friendly insulation will cut down on the potential for indoor pollutants while saving money on your energy bills at the same time.

This post presented by Trish Sarfert, EcoLogical Realty

$8000 Tax Credit & $6500 Move-up Buyer tax credit

Everyone keeps asking for information on the $8000 1st Time Homebuyer Tax Credit and the $6500 repeat/move-up buyer tax credit (for new primary residence only- not investment property), so here is a link to the official information website.  When in doubt, always remember to consult your tax professional for advice about your qualification for the credits.  My CPA, Karen Hardell (850-305-0764) is constantly fielding my questions, and she always has the answers, so I defer to her expertise...

Please call me at 850-449-0908 if you still have questions or if you are ready to start searching for your new home.

Federal Housing Tax Credit Information

Home Star Program

Show your support for the HomeStar program initiative to provide homeowners with assistance in performing Energy Efficiency upgrades on their homes. This would boost job creation in construction and remodeling industries, help increase existing home values, and help save homeowners money on their monthly energy bills.

Find out more about Home Star

Contact your representative and show your support for job creation and energy efficiency.

February 2010 EcoLogical Realty Newsletter

The February 2010 EcoLogical Realty Newsletter is now available!  Please click on the link below to view.  This month's articles include different types of home insulation, how to host a "Green" dinner party, and January housing statistics for the Pensacola Association of Realtors.

I welcome all comments and feedback, and would love to hear from you if you have an idea or would like more information on certain subjects in future blogs or newsletters.

February 2010 EcoLogical Realty Newsletter